reen Tree

Realty Solutions, Inc.



In today’s world, financing a real estate transaction may seem like “Mission Impossible”. 

When buying or selling your personal residence, or an investment property, how you fund

the deal will always be “the key”.  Traditional mortgage financing remains a challange for

many. Conventional bank underwriting guidelines still in use today deny all but a select

few borrowers, thus many home buyers with good income, those who can comfortably afford

payments, still cannot obtain a bank mortgage; thus they are locked out of owning their own

home.Is there an answer? 
Yes!  The key is in having access to Practical Financing Options to meet individual borrower needs.

Because every borrower’s situation is uniquely different, their mortgage financing options really need to be different also. Some buyers have equity, others bring income, or credit. Some borrowers want a family home of their own, others want to invest. Every seller, every property, every next home opportunity is one-of-a-kind. 

1. Guaranteed low, fixed rate traditional mortgage financing
For well qualified applicants, the very best mortgage rates can be guaranteed! In fact, within our system, one of our lender affiliates guarantees to provide you with the lowest fixed rate of interest for any existing, or newly built home, …or the lender will pay you $100! Furthermore they will guarantee not to delay your closing for any reason. The first thing we recommend is for you to pre-qualify for such a program, if possible.

2. Buy Your Dream Home With NO Monthly Payments!

If you or your spouse are age 62+, you now can buy any Move-In-Ready Dream Home you want without spending all cash, without monthly payments and for approximately half its current price! Imagine yourself moving into a new neighborhood close to friends or family, with walking paths, a clubhouse, and neighbors just like you - and doing this with no more monthly mortgage payments ever! Introducing the "HECM for Purchase" Program, a powerful FHA approved purchase funding alternative: superior to traditional mortgages, and better than paying all cash. Now you can buy your Move-In Ready dream home for as little as 40 to 60 cents on the dollar!

3. The "Bridge" Loan - Move forward without contingency delay

A "bridge loan" is basically a short term loan taken out by a borrower against their current property to finance the purchase of a new property. Also known as a swing loan, gap financing, or interim financing.

Bridge loans are temporary loans, secured by your existing home. They bridge the gap between the sales price of a new home and the homebuyer's new mortgage in the event the buyer's existing home hasn't yet sold before closing. In other words, you're effectively borrowing your down payment on the new home.

4. Purchase and Renovate Your Dream Home with One Low Monthly Payment
Ever find a home for your family, or for investment, and think “Gee, It would be perfect …if only …! ”? Or, have you been thinking about buying and fixing up a property that is in need of upgrade in order to "Make It Your Own" dream home – just like they do on HGTV?  Well, now you can do that! Such funding programs are recognized as a terrific opportunity for buyers and sellers to gain instant equity in today’s market. What’s more, sellers can get their home SOLD without paying for needed repairs! Buyers can pick up homes, for a better price, make needed changes, and fix deferred maintenance at reduced prices, …thus afford to make their personal dreams of home ownership come true!

5. Opportunities for "Affordable" Home Ownership
You can proudly make the dream of buying your own home a reality anywhere in Indiana. Responsible ownership programs offer to assist quailed Hoosier's with down payment, closing costs, and low interest fixed rate loans. Lenders we work with across the state can provide ...

  • Annual tax credits up to $2000 per year for first-time home buyers.
  • Down payment assistance for up to four percent of the payment price.
  • Below market interest rate FHA, and conventional loans.

6. "Nearly Eligible" Program
Here is a terrific solution for a home mortgage borrower with a previous bankruptcy, foreclosure, or short sale. No seasoning is required on the credit event. Gift funds are acceptable for down payment. ITIN and Self - Employed borrowers are allowed. Competitive rates, most property types allowed.

7. Private Equity Home Buyer Financing 
What can you do when you’ve tried repeatedly to get bank funding for a real estate purchase, investment opportunity, refinance, or business initiative, and the banks only say “No!”? When your idea doesn’t fit inside the bank’s “box” for conventional underwriting of residential or commercial programs, what can you do? Now there is a solution for any valid real estate purchase …wherever it’s located. The solution is called Private Equity Home Buyer Financing, and it enables many people to finance their purchase without the banks!

8. Owner Financing to the Rescue!
As a Home Seller or Buyer, you already realize today's conventional mortgage lending guidelines are very stringent. Consequentially Owner Financing is fast emerging as an attractive solution. For the Home Seller,  Owner Financing with third party loan and escrow servicing will help you to get your price, and sell your property up to 70% more quickly.

9. Pre-Approval for Financing
Green Tree Realty Solutions, Inc. will help you through the initial process of gathering your financing application  materials, thus we will help you prepare, and pre-qualify for the right type of mortgage financing. As soon as you are ready, our service can recommend many lending services, who are able and willing to pre-approve you for home buyer financing. We give you access to your choice of lenders, and you work effectively with them.

10. The Get Mortgage Ready program, available through Green Tree Realty Solutions, Inc., called DIYQualify, is a professional initiative to help all prospective borrowers enhance their credit qualifications in order to get themselves qualified to finance a mortgage or re-finance a Land Contract. With a little coaching, and within a reasonable time period, prospective home buyers normally find they are able to qualify for traditional bank financing. Thus, they lower their interest rate, reduce their monthly payment, and gain better control, with permanent, fixed rate home mortgage financing.

11. Investor's Line of Credit

Don't let capital restraints hold you back from investing and/or land lording. Now you can negotiate deals with confidence and strength. No more questions of "Can I finance this?". Pre-arrange funding for your acquisitions and show POF for all your offers. Short term real estate loans are available for acquiring and renovating distressed residential properties. They are funded directly utilizing an efficient and practical underwriting approach that allows deals that banks cannot.

Jim Bardes, SERES, CAREI & HECM Certified 

Owner/Managing Broker

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Home Buyer Financing Solutions

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Green Tree Realty Solutions, Inc.
P.O. Box 61
New Palestine, IN 46163


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(317) 520-3391

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